Welcome to the highly sought-after Village of Montecito community in the heart of Otay Ranch! Top rated elementary & high school both within walking distance. Full service clubhouse with pool, gym & tennis & pickleball. Another pool for additional usage. 4 fantastic parks for all your activities & Jacaranda Park less than a block away. Completed termite inspection in hand & available for review in documents. This beautifully upgraded 5-bedroom, 3-bathroom home offers 2,623 sq ft of thoughtfully designed living space, including a desirable first-floor bedroom with a full bath-ideal for guests or multigenerational living. Pride of ownership shines throughout with high-end flooring, an open and functional layout, and a convenient upstairs loft perfect for a secondary living area on office work space. The expansive primary suite features a luxurious bath and generous dual walk-in closets, while three additional bedrooms, an additional full bath and a conveniently located upstairs laundry room complete the second level. Designed for both comfort and efficiency, the home includes paid solar plus an additional solar lease for NO utility costs, along with an energy-efficient whole house fan. Recently replaced AC compressor. A whole house water purification & soft water system also is included. The spacious 2-car garage boasts installed cabinetry, custom overhead storage & installed Tesla charger for your EV. Step outside to a private, fully customized backyard with fire pit-perfect for entertaining or relaxing. Ideally located just a short walk to community pools, parks, and top-rated amenities, this home offers the best of Otay Ranch living. Don't miss this exceptional opportunity!