Short Sale Lender Approved. Incredible value for this home in Otay Ranch. Property was previously marketed at a higher price while awaiting lender approval, now priced to move quickly. Designed for modern family living and multigenerational flexibility in the heart of Otay Ranch offers a rare dual primary suite layout, first-floor primary suite ideal for extended family, guests, or a private home office. Features a spacious loft and open-concept floor plan perfect for everyday living and entertaining.The chef's kitchen is the centerpiece of the home, showcasing a large granite waterfall island, KitchenAid stainless steel appliances, 6-burner gas range with griddle and pot filler, double ovens, walk-in pantry, and ample cabinet and counter space. The kitchen flows seamlessly into the dining area and expansive great room with surround sound and oversized windows.Downstairs highlights travertine tile flooring, a dramatic iron staircase, and a private main-level primary suite with full bath. Upstairs is ready for your personal finishing touches. The second primary retreat includes custom built-ins, a spa-like bathroom with soaking tub, dual vanities, tiled walk-in shower, an oversized walk-in closet, and a flexible loft space.Enjoy Southern California indoor-outdoor living with a covered patio, trellis with built-in BBQ, and a low-maintenance yard. Energy-efficient upgrades include leased solar, EV pre-wire, tankless water heater, water softener, and epoxy garage flooring. Short Sale approved at $1.225M, opportunities like this do not last once approved pricing is established.